Umbrella insurance provides an extra layer of liability protection, giving you peace of mind by covering gaps and insufficient limits in your existing policies. You may be surprised at how affordable this coverage can be.
What is Umbrella Insurance?
Umbrella insurance is a type of liability insurance that goes beyond the limits of your specified other policies. It also serves as primary insurance for certain losses not covered by your existing policies.
When you’re held liable for damages, your primary insurance policies will pay out up to their limits, and any additional amounts needed are covered by your umbrella policy, up to its own limit.
Common Situations Protected by Umbrella Insurance
| Situation | Description |
|---|---|
| Motor Vehicle Accidents | Covers excessive physical damage, bodily injuries, or death resulting from car accidents. |
| Slip and Fall Accidents | Provides protection against claims arising from accidents on your property. |
| Boating Accidents | Covers liability for injuries or damages caused during boating activities. |
| Swimming Pool Accidents | Protects against claims related to accidents in your swimming pool. |
| Dog Bites | Covers damages for bodily injury or physical damage caused by your dog. |
| Slander, Libel, and Defamation | Provides coverage for lawsuits related to defamation or slander. |
| Judgments Exceeding Primary Policy Limits | Protects you from financial losses when judgments exceed the limits of your auto or homeowners insurance policies. |
To learn more about the right umbrella insurance for you, please reach out:
- Phone: (855) 543-6476
- Atlanta Office: One Glenlake Parkway, Suite 650 and 700, Atlanta, GA 30328
- Bridgeport Office: 1000 Lafayette Blvd, Suite 11, Bridgeport, CT 06604
- Email: Contact Us
Umbrella Insurance Quote
Get a quote for umbrella liability insurance today. Would you like to know how umbrella insurance compares to other types of liability coverage?