Regardless of whether you live in a floodplain, every property owner is susceptible to flood damage, and your current insurance likely does not cover it. Let us provide you with a quote today!

What is Flood Insurance?

Flood insurance is specific coverage designed to protect against property loss resulting from flooding. Insurers often refer to topographical maps that outline lowlands, floodplains, and floodways to assess risk factors for specific properties.

More About Flood Insurance

• Current Coverage Statistics: Nationwide, only 20% of American homes at risk for floods are covered by flood insurance. Most private insurers may avoid offering flood coverage due to adverse selection, where individuals most likely to experience flooding are the ones purchasing the insurance.
• Definition of Flooding: According to the National Flood Insurance Program (NFIP), flooding is defined as a general and temporary condition involving partial or complete inundation of at least two acres of normally dry land or two or more properties (with at least one being your own). This can occur due to:
  • Overflow of inland waters
  • Unusual and rapid accumulation of surface waters from any source
  • Mudflows

Natural disasters such as hurricanes, earthquakes, and landslides can also lead to flooding. It’s important to note that while a homeowner may have earthquake coverage, it may not extend to damages resulting from flooding.

To learn more about the appropriate amount of flood coverage for your home, please reach out:

• Phone: (855) 543-6476
• Atlanta Office: One Glenlake Parkway, Suite 650 and 700, Atlanta, GA 30328
• Bridgeport Office: 1000 Lafayette Blvd, Suite 11, Bridgeport, CT 06604
• Email: Contact Us

Flood Insurance Quotes

Get a quote for flood insurance today. Would you like to discuss how flood insurance can complement your existing coverage?