When’s the last time you reviewed your boat insurance policy? It may be time for a reassessment to ensure you’re fully covered and getting the most affordable rates. Get a quote today to find out how you can save!
What is Boatowners Insurance?
Boat insurance protects your boat, its owner, and passengers in the event of a loss. This insurance can cover all motorized water vehicles, including fishing boats, pontoon boats, yachts, and jet skis, ensuring comprehensive protection for your aquatic adventures.
Boating Insurance Coverages
Understanding the various types of coverages can help you select a policy that meets your needs. Here’s a detailed breakdown of the essential coverages available in boat insurance:
| Coverage Type | Description |
|---|---|
| Liability Coverage | Pays for injuries and property damage to others in a covered accident where you’re found liable, including pollution liability and wreckage removal. |
| Collision Coverage | Covers damages to your boat, motor, trailer, and some boating equipment caused by a collision with another boat or object. |
| Comprehensive Coverage | Covers damages from events other than collisions, such as fire, theft, or storms affecting the boat and its equipment. |
| Uninsured or Underinsured Boater Coverage | Protects against damages and bodily injury from accidents involving uninsured or underinsured boaters, including hit-and-run incidents. |
| Medical Payments | Covers medical expenses for injuries to you or your passengers while operating or occupying your boat. |
| On-Water Towing and Labor Coverage | Pays for towing expenses and other emergency services if your boat becomes disabled on the water. |
| Fishing Equipment Coverage | Specific coverage for damage to fishing equipment while on the insured boat or while being transported to and from the boat. |
| Personal Effects Coverage | Covers the replacement cost for damages or losses of personal property onboard your boat. |
Each coverage option offers unique benefits, and depending on your boating lifestyle, certain types may be more crucial than others.
Get Your Quote Today
Interested in ensuring you have the right coverage? Contact us for your boat insurance quote and learn about options tailored to your needs.
- Phone: (855) 543-6476
- Locations:
- Atlanta Office: One Glenlake Parkway, Suite 650 and 700, Atlanta, GA 30328
- Bridgeport Office: 1000 Lafayette Blvd, Suite 11, Bridgeport, CT 06604
Feel free to reach out via email for any inquiries or to get started on securing your boat insurance.
Get a Quote for Boat Insurance Today!
Protecting your boating experience is essential, and affordable coverage is within reach. Reach out now for a quote and navigate your options for the best insurance plan that suits your needs.