Get all your business insurance needs covered under one comprehensive Business Owner’s Package (BOP) Insurance policy. We’ll ensure your business is protected in the most affordable way. Get a quote today!
What is a Business Owner’s Package Insurance Policy?
A Business Owner’s Package (BOP) consolidates all the essential coverages that a business owner needs into a single policy. Typically, BOPs encompass business interruption insurance, property insurance, vehicle coverage, liability insurance, and crime insurance. You can customize the inclusions based on your company’s specific requirements.
Choosing a BOP often results in cost savings, as bundling services typically costs less than purchasing each coverage individually.
What’s Covered with a Typical BOP Policy?
A standard BOP policy generally includes:
- Property Insurance: Protects buildings and contents owned by the company. Two forms are available: standard and special, the latter offering more comprehensive coverage.
- Business Interruption Insurance: Covers loss of income resulting from a fire or catastrophe that disrupts operations. This may also include extra expenses for operating from a temporary location.
- Liability Protection: Covers your company’s legal responsibilities for harm caused to others due to business activities, including bodily injury or property damage from defective products, faulty installations, or errors in services provided.
It’s important to note that BOPs typically do NOT cover professional liability, auto insurance, worker’s compensation, or health and disability insurance. Separate policies will be necessary for these areas.
Contact Us
Interested in learning more about the right Business Owner’s Package Policy for your business? Contact us today!
- Phone: (855) 543-6476
- Locations:
- Atlanta Office: One Glenlake Parkway, Suite 650 and 700, Atlanta, GA 30328
- Bridgeport Office: 1000 Lafayette Blvd, Suite 11, Bridgeport, CT 06604
Feel free to reach out via email for inquiries or to get started on your business insurance quote.
Get a Business Insurance Quote
Protecting your business is crucial, and a BOP policy may be the solution you need. Contact us for a quote today!