Dental insurance is designed to help cover a portion of the costs associated with dental care. Most dental offices have a fee schedule that outlines the prices for various services or procedures they offer.
Typical Types of Dental Insurance
| Type of Plan | Description |
|---|---|
| Indemnity Dental Insurance Plan | Best for patients who wish to remain with their dentist outside a network. The insurer pays a percentage of the dentist’s fees based on the policy. Review co-payments, waiting periods, deductibles, and annual limitations. |
| Dental Health Managed Organization (DHMO) | Contracts with dentists to accept reduced fees. Features often include little or no waiting periods and no annual maximum benefits. Some plans cover major dental work early and may offer free preventative treatments. |
| Participating Provider Network (PPO) | Similar to a DHMO but allows for Out-of-Network providers. Patients may incur higher costs for non-participating providers. Typically has an annual maximum benefit limit, after which additional treatments become the patient’s responsibility. |
It’s essential to review the specifics of each plan to select one that meets your needs and those of your family.
If you’re interested in obtaining a quote or learning more about dental insurance options tailored to you, feel free to reach out:
- Phone: (855) 543-6476
- Atlanta Office: One Glenlake Parkway, Suite 650 and 700, Atlanta, GA 30328
- Bridgeport Office: 1000 Lafayette Blvd, Suite 11, Bridgeport, CT 06604
- Email: Contact Us
Would you like to know how dental insurance compares to other types of insurance?