Having the right health insurance coverage can literally be a matter of life or death. We’ll ensure your family is properly covered with health insurance premiums you can afford. Get a quote today!
What is Health Insurance?
Health insurance provides coverage for payments of benefits related to sickness or injury. It includes insurance for various losses such as accidents, medical expenses, disability, or accidental death and dismemberment.
Health Insurance Types
Understanding the different types of health insurance can help you make an informed choice. Here are the main categories:
| Insurance Type | Description |
|---|---|
| Health Maintenance Organizations (HMOs) | HMOs may limit coverage to providers within their networks. Members usually have a primary care doctor and need referrals to see specialists. |
| Exclusive Provider Organizations (EPOs) | Similar to HMOs, EPOs restrict coverage to network providers, but generally don’t require referrals for specialists. |
| Preferred Provider Organizations (PPOs) | PPOs allow you to see any provider without a referral, though using out-of-network providers typically incurs higher costs. |
| Point-of-Service Plans (POS) | POS plans let you choose in-network providers without a referral but require one for out-of-network visits. |
| High Deductible Health Plan (HDHP) | HDHPs feature lower premiums and higher deductibles. They can be paired with health savings accounts to manage out-of-pocket costs. |
| Catastrophic Health Insurance Plan | Catastrophic plans provide essential health benefits with a very high deductible, serving as a safety net for serious accidents or illnesses. |
Each type of coverage offers unique benefits and considerations tailored to different healthcare needs and financial situations.
Contact Us
Interested in learning more about the right health insurance for you? Contact us today!
- Phone: (855) 543-6476
- Locations:
- Atlanta Office: One Glenlake Parkway, Suite 650 and 700, Atlanta, GA 30328
- Bridgeport Office: 1000 Lafayette Blvd, Suite 11, Bridgeport, CT 06604
Feel free to reach out via email for inquiries or to get started on your health insurance quote.
Get a Health Insurance Quote
Ensure your family’s health is protected with the right coverage. Contact us for a quote today!